Complete List of HAMP SERVICERS as of Nov. 12, 2009.

The First Step: Understanding Some Common Foreclosure Terms  (Creditor Comment) Kristin A. Schuler-Hintz helps the distressed homeowner understand some of the terms and options when facing foreclosure.

Subprime Loans – Where It All Began A look at how the subprime mortgage market grew, and then imploded.

Barney Franks moving to reform mortgage industry.

HAMP modifications tightened requirements for documentation.

More owners walking away from underwater mortgages.

CBS Forecasts 3 million Foreclosures for 2010.

Treasury considering “net present value” test in loan modifications.

Article on Deficiency Judgments after Foreclosure.

Notices of Default over the past 12 months.

Blog on California Housing maybe Healing.

The difficulty of getting Home Loan Modifications.

A Pessimistic Housing Market Outlook.

Article on filing Bankruptcy to avoid Foreclosure.

Blog on Treasury Department reporting of HAMP Statistics.

Rep. Barney Frank to recommend abolishing Fannie Mae and Freddie Mac.

Foreclosure Mills and sloppy legal proceedings in Florida.

Federal Reserve Bank of New York Staff Report on Sub-Prime Mortgage Modification and Re-Default.

Article on increased 2009 Foreclosures.

Associated Press article on Failure of President’s Mortgage Program.

Modifications trailing projected numbers badly.

2009 San Jose Foreclosures pushing bankruptcies to 20-year high.

Is it better to overstate or understate your income for loan modifications?

Big Payday for government-controlled Fannie and Freddie bosses.

Not all bailed out banks repaying their debts.

Illinois Association of Realtors forecasting improved quarter based on November sales.

Blogged concern over the Attack on Reverse Mortgages.

Consumer Affairs List of 10 Top Scams of 2009-Mortgage Mods #2.

Housing Outlook for 2010 - It’s going to get worse.

Mortgages and Moral Obligations.

2009 as Year of the Loan Modification . . . just kidding.

Foreclosure Statistics for 3rd quarter 2009.

The correlation between reduced mortgage payments and defaults.

Law Review article on Loan Mods vs. Cramdowns.

"Did Bankruptcy Reform Contribute to the Mortgage Crisis?" A paper by Li, White and Zhu.

Blog: Street of Shame: a Servicer’s viewpoint.

Administration blaming banks for foreclosure fiasco, but government plan appears to be inadequate.

25% of borrowers in mortgage modifications are now delinquent.

Mortgage Cramdown Bill back on the agenda for a full House vote.

Mortgage program gathering steam.

Modifications: are they working or not?

Three more servicers sign on for HAMP. $27 Billion in incentives available.

Retirement Communities hit by foreclosures during economic downturn.

Center for Responsible Lending Brief on 2.4 million mortgages underwater in California alone.

New York judge wipes out IndyMac mortgage as “punishment”.

Case-Schiller Home Price Index grows for third straight month.

Why hundreds file complaints against Bank of America for inaction in mortgage modifications.

Chase under fire by irate homeowners for inaction.

Fannie Mae rents back to borrowers prior to foreclosure.

Editorial asking for more federal help to avoid foreclosures.

Goldman Sachs' venture into the sub prime market.

Citi says Home Affordable Modification Program is ineffective at reducing delinquencies.

National Consumer Law Report on “Why Servicers Foreclose”.

Government plan reaching only 3% of targeted “underwater” mortgages.

Article sheds doubt on Government’s Modification numbers.

The legal rights of Lenders and Homeowners in Foreclosure.

Congressional Oversight Panel Report on Foreclosure Mitigation Results October 2009.

Elizabeth Warren’s view on foreclosure issues.

U.S. Dept. of Treasury announces initiatives for State and local housing agencies.

California implementing mortgage related legislation.

Are banks slowing down? California’s capital foreclosures are up, but defaults are down.